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Comment nous vous protégeons

POLITIQUE DE CONFIDENTIALITÉ

1. Introduction
AR2 Homes Company LLC ("we," "us," or "our") is committed to protecting the privacy of our website visitors and clients. This Privacy Policy outlines our practices concerning the collection, use, and protection of your personal information.
2. Information We Collect
We collect the following types of information:
Personal Information:
Name: First name, middle name, last name, title, pronouns (if provided), and professional affiliations (if applicable).
Mailing Address: Street address, city, state, zip code, and billing address (if different).
Contact Information: Phone number(s) and email address(es).
Demographic Data: Age range, income range, and family size. This information helps us understand housing needs, align development projects with community demographics, and identify grant funding opportunities and pre-qualifications for housing assistance programs.
Property Preferences: Type of housing, preferred location, desired size, preferred features, price range, affordability considerations, and eligibility for specific housing programs.
Business Information:
Company name, industry, business address, contact information, license and bonding information, compliance status, and customer reviews (if applicable). This information is used to vet businesses for quality and ensure they meet required standards for partnerships or collaborations.
Financial Information:
Annual income, credit score, credit report (with consent), loan amounts, assets, liabilities, and other relevant financial data. This information is used to pre-qualify individuals for mortgages and other financing options through our lending partners. We comply with the Fair Credit Reporting Act (FCRA) in obtaining and using credit reports.
Legal Documents:
Proof of funds (e.g., bank statements), pre-approval letters from lenders, and contracts related to property transactions. These documents are used to verify financial capacity and facilitate real estate transactions.
Contact History:
Email correspondence, phone call logs, meeting notes, records of property inquiries, and other communications. This information is used to maintain records of interactions and provide better customer service.
3. How We Collect Information
We gather information through various channels, including:
Online contact forms
Email communications
Phone conversations (which may be recorded for quality assurance purposes, if permissible by law)
Text messages
In-person meetings
Property inquiries
4. Use of Cookies and Tracking Technologies
We may use the following types of cookies and tracking technologies on our website:
Essential Cookies: These cookies are necessary for the website to function properly. They enable core functionalities such as page navigation and access to secure areas.
Functional Cookies: These cookies allow the website to remember your preferences (e.g., language settings) and provide enhanced functionality.
Analytical Cookies: These cookies collect information about how you use the website (e.g., which pages you visit, how long you stay on each page). This data helps us improve the website's performance and user experience. We may use third-party analytics services (e.g., Google Analytics) for this purpose.
Advertising Cookies: These cookies may be used to deliver targeted advertisements based on your interests. We may partner with third-party advertising networks for this purpose.
Other Tracking Technologies: We may also use other tracking technologies such as web beacons or pixel tags to collect information about your website usage.
You can manage your cookie preferences through your browser settings. You may be able to choose to accept or decline certain types of cookies. However, please note that disabling certain cookies may affect the functionality of the website.
We do not sell or share information collected through cookies with third parties without your consent, except as described in this Privacy Policy.
5. How We Use Your Information
We use the collected information for:
Product matching and marketing (with your consent)
Assessing suitability for housing programs
Pre-approval for programs, grants, and housing opportunities
Communication regarding properties and services
Internal record-keeping and business operations
Compliance with legal obligations
6. Sharing of Information
We may share your information with the following categories of third parties:
Lenders: We share financial information with lenders to pre-qualify you for mortgages and other financing options.
Contractors: We may share contact information and property details with contractors for construction or renovation purposes.
Appraisers: We may share property details with appraisers to determine the value of properties.
Title Companies: We share information with title companies to facilitate real estate transactions.
Legal Counsel: We may share information with our legal counsel for legal advice or representation.
Government Agencies: We may share information with government agencies as required by law or regulation.
Marketing Agencies: We may share contact information with marketing agencies to promote our services, but only with your explicit consent.
We require all third parties with whom we share your information to protect the confidentiality and security of your data. We enter into contracts with these third parties that include obligations for data protection. We will never sell your personal information without your explicit consent.
7. Data Protection
We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:
Data Encryption:
Data in transit is protected using HTTPS and TLS 1.2+.
Data at rest is encrypted using AES-256 encryption.
Sensitive information in databases is encrypted according to PCI standards.
Authentication and Access Control:
Multi-factor authentication (MFA) options are available via email, SMS, phone call, or authenticator app.
Role-based access control with customizable permissions is used to manage access to data.
Payment Security:
We maintain PCI DSS compliance for payment processing, ensuring secure handling of payment information.
Anti-fraud protection measures are in place for transactions.
Secure Software Development:
We follow security best practices throughout the software development process, including design and code reviews, threat modeling, and penetration testing.
Compliance and Certifications:
Our systems comply with major data protection regulations including GDPR, CCPA, and LGPD.
Physical Security:
We utilize world-leading data center providers that meet top standards for physical, environmental, and hosting controls.
Personally Identifiable Information (PII) Protection:
PII data is stored with encryption and protected by comprehensive security measures.
Password Security:
Passwords are stored as hash digests using cryptographic hash functions.
Continuous Monitoring:
We employ real-time threat detection and monitoring.
Regular security audits and penetration testing are conducted.
Our cloud storage systems employ robust security measures to protect your information. These measures include:
Cloud Security:
Files are encrypted in transit using HTTPS and TLS 1.2+.
Data at rest is encrypted using AES-256.
Client-Side Encryption allows for additional security with custom encryption keys.
Role-based access control with customizable permissions is used to manage access to data.
Multi-factor authentication (MFA) is available for added security.
Our systems comply with various security standards, including SOC 2 Type 2 and relevant data protection regulations.
Data Loss Prevention (DLP) tools help meet regulatory requirements and prevent data loss.
Real-time threat detection and monitoring are implemented.
8. Retention of Information
We retain personal information for as long as necessary to fulfill the purposes for which it was collected, unless a longer retention period is required by law or necessary for business purposes. Once the information is no longer needed, it will be securely deleted or anonymized. We regularly review our data retention policies to ensure compliance with legal and business requirements.
9. Your Rights
You have the following rights regarding your personal information:
Access: You have the right to access the personal information we hold about you.
Correction: You have the right to request corrections to any inaccuracies in your personal information.
Deletion: You have the right to request deletion of your personal information, subject to any legal obligations we may have to retain certain data.
Opt-out of Marketing: You have the right to opt out of receiving marketing communications from us.
To exercise any of these rights, please contact us at the contact information provided below. We will respond to your request within a reasonable timeframe.
10. Children's Privacy
We do not knowingly collect personal information from children under the age of 13, except for limited data such as household size, which is collected to help us better understand community needs and align housing development with those needs. If we become aware that we have collected personal information from a child under 13 without parental consent, we will take steps to delete that information.
11. International Data Transfers
Our website and data may be hosted and stored on cloud servers that could involve international data transfers. We rely on appropriate safeguards provided by our service providers for any international data transfers in compliance with applicable data protection laws.
12. Contact Information
AR2 Homes Company LLC
 333 N Green Street, Floor 8, Chicago, IL 60690 c/o Co-op.Partners
 Phone: +1.312.725.8889
 Email: hello@ar2.homes
13. Governing Law
This Privacy Policy shall be governed by and construed in accordance with the laws of the State of Illinois.
14. Changes to This Policy
We may update this Privacy Policy from time to time. We will post any changes on our website and encourage you to review the Privacy Policy periodically for updates.
15. Compliance
AR2 Homes is committed to complying with all applicable federal, state, and local data protection laws and regulations relevant to real estate development businesses.
Last updated: February 19, 2025

TERMES ET CONDITIONS

1. Acceptance of Terms
By accessing or using the AR2 Homes website (ar2.homes), you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not use our website. Your continued use of the website following the posting of any changes to these Terms and Conditions constitutes acceptance of those changes.
2. Use of Website
You agree to use this website for lawful purposes only and in a manner that does not infringe upon or restrict others' use and enjoyment of the website. You are specifically prohibited from:

Gaining unauthorized access to any portion of the website or its servers.
Interfering with or disrupting the functionality or security of the website.
Scraping, data mining, or using any automated means to collect data from the website, including the use of AI machine learning tools to extract or reproduce content.
Impersonating any person or entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity.
Posting, transmitting, or otherwise making available any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, hateful, or racially, ethnically, or otherwise objectionable, including, but not limited to, hate speech and derogatory content.
Uploading or transmitting any software, files, or code that contains viruses, worms, Trojan horses, or other harmful components.
Engaging in any activity that violates applicable laws or regulations.

3. Intellectual Property
All content on this website, including but not limited to text, graphics, logos, images, videos, designs, program names, and titles, is the intellectual property of AR2 Homes and is protected by applicable intellectual property laws, including copyright, trademark, and trade secret laws. You may not copy, distribute, modify, or create derivative works from any content on this website without the express written consent of AR2 Homes.
To report any copyright infringement, please contact us at hello@ar2.homes.
4. User-Generated Content
By submitting any information or content ("User Content") to our website, including but not limited to comments, posts, images, and information, you grant AR2 Homes a non-exclusive, royalty-free, perpetual, irrevocable, and worldwide license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in any media. You represent and warrant that you have all necessary rights and permissions to grant this license.
AR2 Homes reserves the right to remove or moderate any User Content for any reason, including but not limited to content that is in violation of these Terms and Conditions, is offensive, or infringes on the rights of others. You agree not to submit any User Content that:

Contains personal information of others without their consent.
Infringes on any intellectual property rights or other rights of any third party.
Is defamatory, obscene, or otherwise objectionable.
Violates any applicable laws or regulations.

5. Disclaimer of Warranties
THE INFORMATION ON THIS WEBSITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, TITLE, AND NON-INFRINGEMENT. AR2 HOMES DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
6. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, AR2 HOMES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEBSITE, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, DATA, OR BUSINESS INTERRUPTION, EVEN IF AR2 HOMES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
7. Indemnification
You agree to indemnify and hold harmless AR2 Homes, its affiliates, officers, directors, employees, agents, and representatives from and against any and all claims, liabilities, damages, losses, costs, and expenses (including attorney's fees) arising out of or relating to your use of this website, your violation of these Terms and Conditions, or your violation of any rights of another.
8. Termination
AR2 Homes may terminate your access to all or any part of the website at any time, with or without cause, with or without notice, effective immediately. Termination may result from breaches of these Terms and Conditions, violations of ethical standards, non-compliance with applicable laws or regulations, or any other reason deemed appropriate by AR2 Homes.
9. Governing Law and Dispute Resolution
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of laws principles. Any legal action arising out of or relating to these Terms and Conditions shall be subject to mandatory mediation in Illinois prior to the initiation of any litigation.
10. Changes to Terms
AR2 Homes reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. We will post a notice on the website to inform users of any material changes to these Terms and Conditions.
11. Severability
If any provision of these Terms and Conditions is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.
12. Links to Third-Party Websites
This website may contain links to third-party websites. AR2 Homes is not responsible for the content or privacy practices of these websites. We encourage you to review the terms and conditions and privacy policies of any third-party websites you visit.
13. Contact Information
For any questions regarding these Terms and Conditions, please contact us at:
AR2 Homes Company LLC
333 N Green Street, Floor 8, Chicago, IL 60690 c/o Co-op.Partners
Phone: +1.312.725.8889
Email: hello@ar2.homes
Last updated: February 19, 2025

ASSESSIBILITÉ

AR2 Homes s'engage à garantir l'accessibilité numérique aux personnes handicapées. Nous améliorons continuellement l'expérience utilisateur pour tous et appliquons les normes d'accessibilité pertinentes.
État de conformité
Nous nous efforçons de nous conformer aux normes de niveau AA des directives sur l'accessibilité des contenus Web (WCAG) 2.1. Nous examinons régulièrement notre site Web et effectuons des audits d'accessibilité périodiques pour identifier et éliminer les obstacles potentiels. Bien que nous ayons pour objectif une conformité totale, il peut y avoir des domaines dans lesquels le site Web ne répond pas encore entièrement aux normes WCAG 2.1 AA. Nous travaillons activement à améliorer l'accessibilité dans tous les aspects de notre site Web.
Mesures de soutien à l'accessibilité
AR2 Homes prend les mesures suivantes pour assurer l'accessibilité de notre site Web :
Fonctionnalités d'accessibilité :

Fonctionnalité complète du clavier : toutes les fonctionnalités du site Web sont accessibles et peuvent être utilisées à l'aide du clavier seul, offrant ainsi une alternative à la navigation à la souris.
Ordre de navigation approprié : garantit une séquence de navigation appropriée pour les utilisateurs de clavier et les lecteurs d'écran.
Définition de la langue du site : définit clairement la langue du site Web pour les lecteurs d'écran.
Sémantique correcte : utilise des éléments HTML et des attributs ARIA appropriés pour donner du sens et de la structure au contenu, facilitant ainsi sa compréhension par les technologies d'assistance.
Indicateurs de mise au point visuelle : fournissent des indicateurs visuels clairs aux utilisateurs du clavier pour leur montrer où ils se trouvent sur la page.
Attributs ARIA : Les attributs ARIA sont utilisés pour améliorer l'expérience utilisateur des personnes utilisant des technologies d'assistance.

Mesures supplémentaires :

Audits d’accessibilité réguliers : nous auditons régulièrement notre site Web pour identifier et résoudre les problèmes d’accessibilité courants.
Conception accessible : nous sélectionnons des modèles et des conceptions de sites Web avec l’accessibilité comme priorité.
Offrir une formation en matière d’accessibilité à notre personnel : Notre personnel reçoit une formation continue sur les meilleures pratiques en matière d’accessibilité Web et sur la façon de créer du contenu accessible.
Attribuer des objectifs et des responsabilités clairs en matière d’accessibilité : Nous avons établi des objectifs d’accessibilité clairs et attribué des responsabilités pour garantir que l’accessibilité est prise en compte dans tous les aspects du développement et de la maintenance de notre site Web.
Utiliser des méthodes formelles d’assurance qualité en matière d’accessibilité : nous intégrons des contrôles d’accessibilité dans nos processus d’assurance qualité pour garantir que le nouveau contenu et les nouvelles fonctionnalités sont accessibles.

Spécifications techniques
L'accessibilité de notre site Web repose sur les technologies suivantes :

HTML
CSS
JavaScript
Attributs ARIA
Bonnes pratiques en matière d'accessibilité Web

Approche d'évaluation
Nous évaluons l'accessibilité de notre site Web via :

Auto-évaluation régulière à l'aide d'outils de tests d'accessibilité.
Vérifications manuelles par rapport aux listes de contrôle et aux normes d'accessibilité.
Évaluation externe par des experts en accessibilité si nécessaire.

Retour
Nous vous invitons à nous faire part de vos commentaires sur l'accessibilité de notre site Web. N'hésitez pas à nous faire part de vos difficultés d'accessibilité :
Courriel : hello@ar2.homes
Nous nous efforçons de répondre aux commentaires dans un délai de 5 jours ouvrables.
Compatibilité
Notre site est conçu pour être compatible avec les principaux navigateurs et technologies d'assistance, y compris les lecteurs d'écran (tels que JAWS, NVDA et VoiceOver), les logiciels de reconnaissance vocale et les périphériques d'entrée alternatifs.
Limitations et améliorations en cours
Nous travaillons continuellement à améliorer l'accessibilité de notre site Web. Si vous rencontrez des problèmes non répertoriés ici, veuillez nous contacter.
Cette déclaration a été mise à jour pour la dernière fois le 19 février 2025.

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